
Residential Investment
Ascension Funding Group offers institutional, government and private mortgage loans for Non-Owner Occupied residential properties to Real Estate Investors who specialize in residential 1-4 unit properties. Our loans are the ideal solution when traditional bank financing isn’t an option and “outside-the-box” solutions are required to close quickly at the best rates and terms available for your situation.
We have a wide variety of program options available to suit borrowers of every experience level and credit situation, whether you are looking to fund your next fix-and-flip project or need a long-term rental loan.
Because our company was built by investors, we thoroughly understand the business both as lenders and as investors. We are interested in building long-term relationships with our clients and are happy to share this knowledge and point you in the right direction to ensure your success.

PROGRAM OPTIONS
- Up to 90% of purchase
- Up to 100% of Rehab
- Rates Starting at 5.99%
- Loans from $75K – $5M
- Mid-FICO scores from 620*
- Foreign National and Foreign Investor Programs Available
PROGRAM OPTIONS
- Up to 85% LTV
- Rates Starting at 5.99%
- Loans $75K – $5M
- 30-year Am.
- FICO scores from 620
- Foreign National and Foreign Investor Programs Available
PROGRAM OPTIONS
- Up to 60% LTV
- Rates Starting at 8.95%
- Loans from $100K – $10M
- 1-4 Family Homes
- Land purchase may be included (please inquire)
- Foreign National and Foreign Investor Programs Available
PROGRAM OPTIONS
- Single Family (Non-Owner Occupied Only)
- Condos
- Townhomes
- 2-4 Unit Properties
Applying for residential investment financing is a simple process. Simply download an application packet, gather the items below, and email us your completed information. We will have a letter of intent for you typically within 48 hours. Average time to fund is 10 – 21 business days from receipt of a complete application package.
Submission Docs Required
All loan submissions require the following information:
- Residential 1003 application
- Executive Summary
- Last 2 years’ business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of valid driver’s license
- Personal Financial Statement
- Borrower Experience
Fix-and-Flip Loans
In addition to the items listed above, the following are required:
- Rehab List
- Construction Budget
Rental Loans (Purchase, Refinance & Cash-out Refi’s)
All items listed above, plus the following, are required:
- Purchase Contract or Settlement Statement if Refi
- Copy of any leases on the property
Ground-Up Construction Loans
In addition to the items listed above, the following are required:
- Construction Budget
- House plans
- Borrower Experience
- Builder Experience
- Purchase contract if pre-sold
Ascension