
Build It the Way You Dream It
When it comes to Construction Financing, a quick closing can mean the difference between a profitable project built on-time and under budget or another lost opportunity. Given the risk that comes with rapidly changing market conditions, our deal certainty can be a game changer for the experienced builder.
From Owner Occupied or Non-Owner Occupied, Multi-family residential units to small factories, we are known for our unique approaches to each deal, finding a way to secure the funding you need for your next construction project.

PROGRAM OPTIONS
- LTV up to 75% of appraised value
- LTC up to 85%
- Rates Starting at 5.75%
- Loans from $100K – $30M+
- Terms from 24 months to 30 yr Fixed (Program Dependent)
- Foreign National Programs Available
- Mid-FICO scores from 620*
- Fund Time as quick as 21 days
- Owner Occupied and Non-Owner Occupied
- Programs Available with Land Acquisition
* FICO scores under 620 on a case-by-case basis
PROGRAM OPTIONS
- Office
- Retail Stores
- Shopping Centers
- Warehouse/Flex Space
- Hospitality
- Medical
- Assisted Living
- Mixed-Use
- Ground-up Construction Completion and Broken Priority
PROGRAM OPTIONS
- LTV up to 85% of appraised value (100% CLTV)
- LTC up to 85%
- Rates Starting at 4.75%
- Loans from $100K – $30M+
- Terms from 24 months to 30 yr Fixed (Program Dependent)
- Foreign National Programs Available
- Mid-FICO scores from 620*
- Fund Time as quick as 21 days
- Programs Available with Land Acquisition
The first step to getting your Construction Loan financed is to submit an Executive Summary. Once we’ve done a preliminary review, we will set up a phone call to go over your information and discuss your options. Below are the items we will need with your application submission.
Ready to download an Application Packet? You can download it here.
Submission Docs Required
All Construction Loans require the following documentation:
- Commercial Loan Application
- Executive Summary/Project Narrative
- Last 2 year’s business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of driver’s license
- Personal Financial Statement of Sponsor Entity
- Schedule of Real Estate Owned of Sponsor Entity
- Rent Roll (if applicable)
- Copy of Rental Leases (if applicable)
- Pro Forma Report (income and expenses)
- Preferred Builder Disclosure
- Property Operating Statement (if applicable)
- Plans and Specs
- Construction Cost Breakdown
- Signed and Accepted Purchase Contract or Closing Statement for Land (if applicable)
- Signed and Accepted Building Contract (if applicable)
Ascension