
The Right Loan is the Key to a Successful Commercial Venture
Our loans can help fund the projects which keep cash flow coming. Whether your opportunity is a multi-unit shopping plaza, an industrial complex or a hard-to-fund special use property such as the cannabis industry, we secure the loan you need to acquire a commercial property, make improvements, or expand your business.
No matter how challenging the deal, our experience give us the tools to secure the right loan for you.

Small Balance Commercial Loans
Commercial Ground-Up
Types of Properties
How to Apply
Small Balance Commercial Loans
Features:*
- LTVs up to 80%
- Loans from $100k to $2.5M
- Rates from 6%
- Amortizations up to 30 years
- Minimum 1.15 DSCR
- No seasoning requirements for some programs
- Purchase, Refinance & Cash-out Refi’s
- Flexible prepayment options
- Owner-Occupied and Investor
- Mid-FICO scores from 600**
- Foreign National programs available
* LTV’s, Rates and Terms vary based on borrower experience, qualifications, credit, and the strength of the deal.
** Sub-600 FICO scores are considered on a case-by-case basis
Commercial Ground-Up
Features:*
- LTVs up to 85%
- Loans from $2M to $50M
- Amortizations up to 30 years
- No seasoning requirements for some programs
- Purchase, Refinance & Cash-out Refi’s
- Flexible prepayment options
- Owner-Occupied and Investor
- Mid-FICO scores from 620
- Rates from 5.25%
- Foreign National programs available
Types of Properties
We Can Lend on the Following Property Types:*
- Multi-family (5+ Units)
- Mixed-Use
- Warehouse
- Office
- Retail
- Light Industrial
- Mobile Home Parks
- Self-Storage
- Assisted Living
- Automotive Repair
- Daycare Centers
- Restaurants
- Bars
- Churches
- Cannabis Industry
- Hospitality
- Strip Centers
- Owner-Occupied Properties
How to Apply
Applying for a commercial loan is a simple process. Simply download an application packet, gather the items below, and email us your completed information. We will have a letter of intent for you typically within 48 – 72 hours. Average time to fund is 3 to 6 weeks from receipt of a complete application package.
Submission Docs Required
Commercial Loans-
- Commercial Loan Application
- Executive Summary
- Last 2 years’ business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of driver’s license
- Personal Financial Statement
Purchase. Refinance. Renovate. Repeat.
Ascension