The Money Your Business Needs When You Need It
As entrepreneurs ourselves, we know the importance of having sufficient working capital to maintain the status quo and keep things moving forward. We also know the litany of challenges small businesses face when they find their business in need of short-term capital to get them over the hurdles and growing pains businesses face on a daily basis


Amount
Amount
$20,000-$5,000,000

Term Length
Term Length
3 - 18 mos

Funding Time
Funding Time
Average time to fund: 5-7 business days
Qualifications
How to Apply
Qualifications
- Loans funded from $20,000 up to $5M
- $30,000 average in gross monthly revenue
- Minimum FICO of 500
- At least 3 – 6 months in business
- 3 months in business for restaurants
- If seasonal, must have 12 months of bank statements
- No more than 4 – 5 monthly negatives in checking account
- Business income must be run through a business account
- No open bankruptcies
- Any open judgements / tax liens must be set up on a payment plan
How to Apply
Applying for a commercial loan is a simple process. Simply download an application packet, gather the items below, and email us your completed information. We will have a letter of intent for you typically within 48 – 72 hours. Average time to fund is 3 to 6 weeks from receipt of a complete application package.
Submission Docs Required
Commercial Loans-
- Commercial Loan Application
- Executive Summary
- Last 2 years’ business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of driver’s license
- Personal Financial Statement
When the Banks Say No, We Can Help.
Ascension.
Ascension.