Features:*

• LTVs up to 80%
• Loans from $500k to $100M
• Rates as low as 6%
• Amortizations up to 30 years
• Minimum 1.2 DSCR
• Purchase, Refinance & Cash-out Refi’s
• Flexible prepayment options
• Owner-Occupied and Investor
• Foreign National programs available
• Mid-FICO Scores as low as 660

* LTV’s, Rates and Terms vary based on borrower experience, qualifications, credit, and the strength of the deal.

Features:*

• LTVs up to 70% of appraised complete value
• LTC’s up to 85%
• Loans from $1M to $100M
• Amortizations up to 30 years
• No seasoning requirements for some programs
• Owner-Occupied and Investor
• Mid-FICO scores from 660
• Rates from 9.00%
• Foreign National programs available

* LTV’s, Rates and Terms vary based on borrower experience, qualifications, credit, and the strength of the property.

We Can Lend on the Following Property Types:*

• Multi-family (5+ Units)
• Mixed-Use
• Warehouse
• Office
• Retail
• Light Industrial
• Self-Storage
• Automotive Repair
• Daycare Centers
• Restaurants
• Bars
• Hospitality
• Strip Centers
• Owner-Occupied Properties

Applying for a commercial loan is a simple process. Gather the items below, and email us your completed information.  We will have a letter of intent for you typically within 48 – 72 hours.  Average time to fund is 3 to 6 weeks from receipt of a complete application package.

Submission Docs Required

Commercial Loans

• Executive Summary

• Last 2 years’ business tax returns

• The last 2 months’ bank statements showing proof of funds

• Business Articles of Inc. / Operating Agreement

• EIN Letter

• YTD P&L / Balance Sheet

• Full Tri-merge credit report

• Copy of driver’s license

• Personal Financial Statement