The Right Loan is the Key to a Successful Commercial Venture
Our loans can help fund the projects which keep cash flow coming. Whether your opportunity is a multi-unit shopping plaza, an industrial complex or a hard-to-fund special use property such as the cannabis industry, we secure the loan you need to acquire a commercial property, make improvements, or expand your business. No matter how challenging the deal, our experience give us the tools to secure the right loan for you.
Features:*
- LTVs up to 80%
- Loans from $100k to $2.5M
- Rates from 6%
- Amortizations up to 30 years
- Minimum 1.15 DSCR
- No seasoning requirements for some programs
- Purchase, Refinance & Cash-out Refi’s
- Flexible prepayment options
- Owner-Occupied and Investor
- Mid-FICO scores from 600**
- Foreign National programs available
* LTV’s, Rates and Terms vary based on borrower experience, qualifications, credit, and the strength of the deal.
** Sub-600 FICO scores are considered on a case-by-case basis
Features:*
- LTVs up to 85%
- Loans from $2M to $50M
- Amortizations up to 30 years
- No seasoning requirements for some programs
- Purchase, Refinance & Cash-out Refi’s
- Flexible prepayment options
- Owner-Occupied and Investor
- Mid-FICO scores from 620
- Rates from 5.25%
- Foreign National programs available
* LTV’s, Rates and Terms vary based on borrower experience, qualifications, credit, and the strength of the property.
Features:*
- LTVs up to 100%
- Loans from $100k to $50M
- Up to 7 year terms
- Rates from 5.25%
- No seasoning requirements for some programs
- Flexible prepayment options
- Owner-Occupied and Investor
- Mid-FICO scores from 600
- Foreign National programs available
* LTV’s, Rates and Terms vary based on borrower experience, qualifications, credit, and the strength of the property.
We Can Lend on the Following Property Types:*
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Multi-family (5+ Units)
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Mixed-Use
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Warehouse
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Office
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Retail
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Light Industrial
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Mobile Home Parks
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Self-Storage
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Assisted Living
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Automotive Repair
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Daycare Centers
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Restaurants
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Bars
- Churches
- Cannabis Industry
- Hospitality
- Strip Centers
- Owner-Occupied Properties
* Additional programs available for many other property types and loan sizes. Please inquire.
Applying for a commercial loan is a simple process. Simply download an application packet, gather the items below, and email us your completed information. We will have a letter of intent for you typically within 48 – 72 hours. Average time to fund is 3 to 6 weeks from receipt of a complete application package.
Submission Docs Required
Commercial Loans
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- Commercial Loan Application
- Executive Summary
- Last 2 years’ business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of driver’s license
- Personal Financial Statement