Let Our Money Do the Heavy Lifting
When it comes to Hard Money loans for real estate investments, both in the residential and commercial sectors, there are many choices for borrowers.
With our extensive network of Private Money options, we offer more choices along with programs tailored to your individual needs. Our Hard Money loans provide you with the fast funding and loan terms that you need to help you reach your real estate goals.
PROGRAM OPTIONS
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- Up to 80% of purchase
- Up to 100% of Rehab
- Rates Starting at 9.99%
- Loans $75K – $5M
- FICO scores from 600*
- Close in as little as 7 – 10 business days
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*Sub-600 FICO Scores are considered on a case-by-case basis.
PROGRAM OPTIONS
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- Up to 70% of purchase
- Rates Starting at 8.99%
- Loans $100K – $5M
- FICO scores from 600*
- Close in as little as 10 – 14 business days
- Purchase, Refinance, Cash-out Refi’s
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*Sub-600 FICO Scores are considered on a case-by-case basis.
Applying for a hard money loan is a simple process. Simply download an application packet, gather the items below, and email us your completed information. We will have a letter of intent for you typically within 48 hours. Average time to fund is 7 – 21 business days from receipt of a complete application package.
Submission Docs Required
All Residential loan submissions require the following information:
- Residential 1003 Application
- Executive Summary
- Last 2 years’ business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of Driver’s License
- Personal Financial Statement
Fix-and-Flip Loans
In addition to the items listed above the following are required:
- Rehab List
- Valid Driver’s License
Rental Loans (Purchase, Refinance & Cash-out Refi’s)
All items listed above plus the following are required:
- Purchase Contract or Settlement Statement if Refi
- Copy of any leases on the property
Commercial Loans
- Commercial Loan Application
- Executive Summary
- Last 2 years’ business tax returns
- Last 2 months’ bank statements showing proof of funds
- Business Articles of Inc. / Operating Agreement
- EIN Letter
- YTD P&L / Balance Sheet
- Full Tri-merge credit report
- Copy of Driver’s License
- Personal Financial Statement